Market movements and review video – September 2024
9th September 2024
Why Receive Financial Advice?
Financial advice can help you make better decisions about your financial future at any stage in your life. You work hard so why not make sure your money is working as hard as you are?
The value of good financial advice isn’t exclusive to ‘the wealthy’. We all have the potential to build financial independence. A skilled Financial Adviser could help you reach that potential and put thought into action, especially if you tend to put things off.
Award Winning Financial Advice & Practice
2016 State Region Winner
New Practice of the Year 2016
2017 Blue Award
2017 VIC/TAS Blue Walsh Award Winner
2018 Blue Award
2018 VIC/TAS Blue Walsh Award Winner
2020 Blue Award
2020 VIC/TAS Blue Walsh Award Winner
Meet the HCFP Team
Getting on top of your finances, taking control of your debt and understanding the various intricacies and ever changing rules of superannuation, tax, investments and financial planning in general can be stressful.
Our role is to take the ‘complicated’ away from our clients by developing and implementing a tailored financial plan that meets your specific needs and overall goals.
What we do
We develop tailored step-by-step financial strategies and help you make informed decisions about your money.
Superannuation
Superannuation is a way to save for your retirement. You build up super while you are working to make sure you can have a comfortable retirement.
Retirement Planning
Retirement may seem like a long way off but putting money into super now is still a tax effective way to invest your money for the future
Investments
Everyone has different needs and circumstances. Please contact us before you start putting your money into any form of investment.
Personal Insurance
Insurance is the foundation of all financial plans. We can help you evaluate the risks and come up with the right solution for you and your family.
Self Managed Super
An SMSF is one where you, as a trustee and member, have responsibility over the management, investment and admin of your super fund.
Debt Management
Effective debt management is not just about the interest you pay, but also the type of assets you’re investing in and prioritising your debts.
Estate Planning
We’d all like to leave a legacy once we’re gone. Estate Planning ensures your assets are distributed to the right people at the right time.
Centrelink
The team at H & C Financial Partners can assist you with understanding which, if any, Centrelink and government benefits that may apply to you
Our Difference
Explore How We Do Things Better
We do more than just provide financial advice. We work with our clients to plan the journey, navigate the obstacles, and help our clients reach their financial potential.
Our financial planning process
Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses.
Our Financial Planning Process
Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses.
Discovery Call
Let's have a quick chat to see how we can work together to help you achieve your goals.
Gather Data
We gather data about all aspects of your financial situation so we take a comprehensive look at your life and finances.
Financial Plan
We create a personalised financial plan that will serve as a roadmap towards your goals.
Implementation
We set your financial plan in action by implementing all your personalised strategies.
Ongoing Advice
There is no 'set and forget it' here. We stay in touch and review your plan based on major life changes or market factors.
Insights
Market movements and review video – September 2024
Stay up to date with what’s happened in Australian markets over the past month. Global stock markets – including the…
How do retirement income options compare?
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When passion is the purpose of investing
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Releasing the value in your home
Rising property prices have led many people to look for ways to unlock the increased equity in their homes so…
Investing cycles – Lessons from the Magnificent 7
When it comes to investing in shares, it’s often said that time is your friend. The data shows that investing…
Ready, Set, Goals – Is it time for a mid-year check-in?
Making time throughout the year to review and reassess the goals you set at the beginning of the year is…
What our clients say about us on Google
Reviews
I have been working with Nick and John from H&C for a few years now. Their approach to financial advice is thorough and timely. The fact they are good blokes has been an added bonus.
This place was highly recommended by our broker that had worked with them many times. From the first meeting with Nicolas we felt comfortable and safe to have him deal with our finances. The level of professionalism was fantastic and the work done exceeded our expectations. Always with a smile, explaining things thoroughly, we couldn’t be happier to have used such a great person to deal with our superannuation. Even as the process got a little complicated, Nicolas was always a phone call away easy to talk to and things got done immediately. After everything was done and paid, Nicolas still checks in and doesn’t stop working towards making sure we understand all that is in involved and any changes that may occur. An amazing experience. We couldn’t be happier. Highly recommend.
Outstanding work by Nicholas.
Highly recommended.
Highly recommended.
Great service. Happy to engage again 😊
John and his team are unbelievably efficient and are clearly from my experience the very best in their field. I would highly recommend John to you as a professional and expert in his field. Wayne Holdsworth
I have been dealing with John from H&C Financial Partners for 8 years, and it has been seamless. Nothing is ever too hard, and time is always taken to properly explain anything that is unclear.
John’s been amazing providing us financial advice. He’s very thorough and explained everything in great details. The process couldn’t be any more seamless. Highly recommend John to anyone who require assistance in financial advice.
Having worked with Nick, John & the team at H & C Financial Partners for several years, their knowledge and professionalism has never ceased to amaze me.
The friendly team is responsive and highly ethical which is a true testament to their character. They really go the extra mile to ensure they deliver the best outcome for their clients whilst keeping them educated on every step of the way.
Keep up the great work HCFP. Highly recommend!
The friendly team is responsive and highly ethical which is a true testament to their character. They really go the extra mile to ensure they deliver the best outcome for their clients whilst keeping them educated on every step of the way.
Keep up the great work HCFP. Highly recommend!