Flying solo: tips for successful buying
18th November 2024
Why Receive Financial Advice?
Financial advice can help you make better decisions about your financial future at any stage in your life. You work hard so why not make sure your money is working as hard as you are?
The value of good financial advice isn’t exclusive to ‘the wealthy’. We all have the potential to build financial independence. A skilled Financial Adviser could help you reach that potential and put thought into action, especially if you tend to put things off.
Award Winning Financial Advice & Practice
2016 State Region Winner
New Practice of the Year 2016
2017 Blue Award
2017 VIC/TAS Blue Walsh Award Winner
2018 Blue Award
2018 VIC/TAS Blue Walsh Award Winner
2020 Blue Award
2020 VIC/TAS Blue Walsh Award Winner
Meet the HCFP Team
Getting on top of your finances, taking control of your debt and understanding the various intricacies and ever changing rules of superannuation, tax, investments and financial planning in general can be stressful.
Our role is to take the ‘complicated’ away from our clients by developing and implementing a tailored financial plan that meets your specific needs and overall goals.
What we do
We develop tailored step-by-step financial strategies and help you make informed decisions about your money.
Superannuation
Superannuation is a way to save for your retirement. You build up super while you are working to make sure you can have a comfortable retirement.
Retirement Planning
Retirement may seem like a long way off but putting money into super now is still a tax effective way to invest your money for the future
Investments
Everyone has different needs and circumstances. Please contact us before you start putting your money into any form of investment.
Personal Insurance
Insurance is the foundation of all financial plans. We can help you evaluate the risks and come up with the right solution for you and your family.
Self Managed Super
An SMSF is one where you, as a trustee and member, have responsibility over the management, investment and admin of your super fund.
Debt Management
Effective debt management is not just about the interest you pay, but also the type of assets you’re investing in and prioritising your debts.
Estate Planning
We’d all like to leave a legacy once we’re gone. Estate Planning ensures your assets are distributed to the right people at the right time.
Centrelink
The team at H & C Financial Partners can assist you with understanding which, if any, Centrelink and government benefits that may apply to you
Our Difference
Explore How We Do Things Better
We do more than just provide financial advice. We work with our clients to plan the journey, navigate the obstacles, and help our clients reach their financial potential.
Our financial planning process
Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses.
Step 1
Step 2
Step 3
Step 4
Step 5
Discovery Call
Let’s have a quick chat so we can find out how we can work together to help you achieve your goals.
Gather Data
We gather data on financial situation so we take a comprehensive look at your life and finances.
Financial Plan
We create a personalised financial plan that will serve as a roadmap towards your goals.
Implementation
We now put your financial plan in action by implementing all your personalised strategies.
Ongoing Advice
There is no ‘set and forget it’. We stay in touch and review your plan based on major life changes or market factors.
Our Financial Planning Process
Our Proven Process helps us get to know you – your passions, goals, needs and wants. From there, we develop a customised financial plan that adapts and changes as your life progresses.
Step 1
Discovery Call
Let's have a quick chat to see how we can work together to help you achieve your goals.
Step 1
Step 2
Gather Data
We gather data about all aspects of your financial situation so we take a comprehensive look at your life and finances.
Step 2
Step 3
Financial Plan
We create a personalised financial plan that will serve as a roadmap towards your goals.
Step 3
Step 4
Implementation
We set your financial plan in action by implementing all your personalised strategies.
Step 4
Step 5
Ongoing Advice
There is no 'set and forget it' here. We stay in touch and review your plan based on major life changes or market factors.
Step 5
Insights
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What our clients say
Nick has been a pleasure to deal with, I am so grateful for all his advice and assistance. Nick is so genuine and passionate about what he does, he really has your best interests at heart and I have full trust in him with all personal matters. The process in consolidating all my supers and having the appropriate level of cover was so easy I wish I had consulted Nick sooner. I look forward to dealing with Nick in the future.
STEPHANIE & MAT V Superannuation and Insurance review
Dealing with John from H & C Financial Partners was a breath of fresh air, the advice he provided in relation to consolidating and managing my super funds was very informative and easy to understand. As I just launched a business when initially speaking with John, the budgeting report he provided was extremely helpful which assured that I was held more accountable to my current expenses and savings plan. Since then I have referred a number of family, friends & clients to John who all concur with my above testimonial. I will continue to refer my contacts to John as the advice and service he provides is exceptional.
CHRIS PBusiness Owner
Nicholas Christou was extremely professional in his approach. He helped my wife and I create a budget to help wipe out our debts. I highly recommend Nicholas for anyone who is overwhelmed with debt and is considering planning for the future with finances and for super!!
TIM & IRENEDebt Management
Nicholas has set up both mine and my husbands Transition to Retirement funds, we are so happy with the work he has done to make our life easier. Nicholas is very caring and extremely genuine, we highly recommend him.
GAYLEDebt Retirement Funds
Nicholas is very professional and responsive. He cares about your future and takes the time to explain the strategy and plan being put into place.
JACKResponsive
Our financial adviser John Hiolos whom we have been dealing with over the years takes a hands-on approach. We constantly receive support and advice from him to suit our individual requirements. He is caring, conservative and takes a forward-thinking approach which give us a piece of mind and ensures us that we are in good hands.
GLORIA LPlanning for Retirement
H & C Financial Partners helped me understand my finances and gave me the best possible start in finding ways for me to save for a deposit for my first property investment.
WADE AFirst Home Buyer
Thanks for coming and seeing Sarah and myself at the office John! I’m impressed with how thorough you were and the advice you were able to give on our plans for property over the next 5 years. Also nice knowing we’re protected along the way too.
LUKE & SARAHProperty Investment
Best in the business financial planners, very trust worthy and professional. Always helping to reach our goals and better our financial future. Highly recommend!
SAMMYFinancial Planning
Nicholas and John are the epitome of the modern, ethical and responsible financial planner. Worth every penny. Got our insurances and superannuation back on track after a long period of neglect. Don’t know where I’d be without their help.
TONYInsurances and Superannuation
John & Nick run a great boutique practice that I’m proud to work alongside. Professional without the pressure tactics of the larger firms, I have no hesitation to recommend to others.
PAULProfessionalism
John is always very friendly, professional, helpful and he explains everything in easy to understand language. My wife and I have no hesitation of recommending John to anyone.
BILLEasy to Understand
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What our clients say about us on Google
- Very happy with John’s advice and processing of everything for me. Ably assisted by Samantha.👍👍👍read moreread less
Barry Fischer25/08/2024×Barry Fischer25/08/2024Very happy with John’s advice and processing of everything for me. Ably assisted by Samantha.👍👍👍Great friendly service. Highly recommended.read moreread less Stewart Hall25/07/2024×Stewart Hall25/07/2024Great friendly service. Highly recommended.I have found John and the team to be very helpful with their carefully researched and informed advice while organising appropriate insurance cover for my changing circumstances. I now have peace of mind knowing that I have the appropriate level of cover.read moreread less Giles Dutton25/05/2024×Giles Dutton25/05/2024I have found John and the team to be very helpful with their carefully researched and informed advice while organising appropriate insurance cover for my changing circumstances. I now have peace of mind knowing that I have the appropriate level of cover. - John has provided our family financial planning services for several years now and strongly recommend him and the team.read moreread less Sylvia25/05/2024×Sylvia25/05/2024John has provided our family financial planning services for several years now and strongly recommend him and the team.John Hiolos’s professionalism, knowledge and attention to detail was exceptional. John listened to our immediate financial needs, our short term and long term superannuation goals and provided us with invaluable guidance and advice. Throughout the entire process, John was friendly, approachable and always just a call away. We cannot thank John enough for making, what we thought was going to be a very daunting process, one that was easy to understand which in turn made us feel more aware and in control about our own future needs. It is for this reason that we have total confidence in John’s financial recommendations for us, now and for the future. Many thanks to John and his team.read moreread less Rosa Dekmetzian25/05/2024×Rosa Dekmetzian25/05/2024John Hiolos’s professionalism, knowledge and attention to detail was exceptional. John listened to our immediate financial needs, our short term and long term superannuation goals and provided us with invaluable guidance and advice. Throughout the entire process, John was friendly, approachable and always just a call away. We cannot thank John enough for making, what we thought was going to be a very daunting process, one that was easy to understand which in turn made us feel more aware and in control about our own future needs. It is for this reason that we have total confidence in John’s financial recommendations for us, now and for the future. Many thanks to John and his team.Nick has advised me over a number of years and talked me through my portfolio that is suitable for my risk appetite. He has also sorted out my insurance through super which has been great – one of those things you put off unless someone is there to make it easy for you!read moreread less Gloria Chan-Tsang25/05/2024×Gloria Chan-Tsang25/05/2024Nick has advised me over a number of years and talked me through my portfolio that is suitable for my risk appetite. He has also sorted out my insurance through super which has been great – one of those things you put off unless someone is there to make it easy for you!
- 5PLUS STARS! The friendliest and most professional person I have ever dealt with in relation to my financial matters. John’s experience, knowledge and financial advice was the best advice I have ever taken. He explained everything and answered any and all the questions I had. I would recommend John to everyone who wants to improve their financial situation. Thanks again John.read moreread less Jeffrey Mill25/04/2024×Jeffrey Mill25/04/20245PLUS STARS! The friendliest and most professional person I have ever dealt with in relation to my financial matters. John’s experience, knowledge and financial advice was the best advice I have ever taken. He explained everything and answered any and all the questions I had. I would recommend John to everyone who wants to improve their financial situation. Thanks again John.I am a new client with H & C Financial and John who came highly recommended by one of my sons. John has set me up for retirement with no stress on my part. Everything was explained clearly both beforehand and after being set up with ongoing catch-ups. Always on hand if you need help or other advice.Thank you John & Samantharead moreread less Ryan A25/03/2024×Ryan A25/03/2024I am a new client with H & C Financial and John who came highly recommended by one of my sons. John has set me up for retirement with no stress on my part. Everything was explained clearly both beforehand and after being set up with ongoing catch-ups. Always on hand if you need help or other advice.Thank you John & SamanthaNick is a professional , knowledgeable and caring planner ! Highly recommended!read moreread less Ermioni Zanios25/02/2024×Ermioni Zanios25/02/2024Nick is a professional , knowledgeable and caring planner ! Highly recommended!
- H&C Financial have been an amazing help with my finances, big thanks to John and the team for everything they do.read moreread less George Fokianos25/02/2024×George Fokianos25/02/2024H&C Financial have been an amazing help with my finances, big thanks to John and the team for everything they do.John and Nick’s commitment to work is truly commendable. Their kindness and commitment make working with them a pleasure.read moreread less Irish Granada25/02/2024×Irish Granada25/02/2024John and Nick’s commitment to work is truly commendable. Their kindness and commitment make working with them a pleasure.John has been my financial advisor for the past 10 years and has been fantastic. Offering great advice, always prompt with requests, polite and friendly to deal with and nothing ever feels like a problem. Very smooth and professional service.read moreread less Jill Clinch25/02/2024×Jill Clinch25/02/2024John has been my financial advisor for the past 10 years and has been fantastic. Offering great advice, always prompt with requests, polite and friendly to deal with and nothing ever feels like a problem. Very smooth and professional service.
- We are so happy and glad we made the switch to John Hiolos last year! After a very bad experience with our previous Financial Advisor, John is a breath of fresh air with attention to detail, he cares and he follows up on what he promises.read moreread less Rob Olifiers25/01/2024×Rob Olifiers25/01/2024We are so happy and glad we made the switch to John Hiolos last year! After a very bad experience with our previous Financial Advisor, John is a breath of fresh air with attention to detail, he cares and he follows up on what he promises.John was very helpful setting up our insurances. Couldn’t be happier with the advice and thorough investigation into our financials to give us the best protection we need for our future without being out of pocket too much. We highly recommend and thank him for a fantastic experience and service.read moreread less Andrew Illy25/11/2023×Andrew Illy25/11/2023John was very helpful setting up our insurances. Couldn’t be happier with the advice and thorough investigation into our financials to give us the best protection we need for our future without being out of pocket too much. We highly recommend and thank him for a fantastic experience and service.5 Star service by John. He helped me with my super and insurances. Recommend to all my friends & family.read moreread less Peter Laspas25/09/2023×Peter Laspas25/09/20235 Star service by John. He helped me with my super and insurances. Recommend to all my friends & family.
- John’s been amazing providing us financial advice. He’s very thorough and explained everything in great details. The process couldn’t be any more seamless. Highly recommend John to anyone who require assistance in financial advice.read moreread less Jason Lu25/09/2023×Jason Lu25/09/2023John’s been amazing providing us financial advice. He’s very thorough and explained everything in great details. The process couldn’t be any more seamless. Highly recommend John to anyone who require assistance in financial advice.Great service. Happy to engage again 😊read moreread less Savan PATEL25/09/2023×Savan PATEL25/09/2023Great service. Happy to engage again 😊Exceptional service. Highly recommend. Since dealing with Nick, I certainly sleep better at night knowing my personal affairs are in order.read moreread less Langers25/09/2023×Langers25/09/2023Exceptional service. Highly recommend. Since dealing with Nick, I certainly sleep better at night knowing my personal affairs are in order.
- John and his team are unbelievably efficient and are clearly from my experience the very best in their field. I would highly recommend John to you as a professional and expert in his field. Wayne Holdsworthread moreread less Daisy Holdsworth25/09/2023×Daisy Holdsworth25/09/2023John and his team are unbelievably efficient and are clearly from my experience the very best in their field. I would highly recommend John to you as a professional and expert in his field. Wayne HoldsworthNicholas and John are very easy to deal with and always strive for the best outcome for their clients. Highly recommend them both.read moreread less Jade Presias25/09/2023×Jade Presias25/09/2023Nicholas and John are very easy to deal with and always strive for the best outcome for their clients. Highly recommend them both.Excellent serviceread moreread less Sam Peluso25/09/2023×Sam Peluso25/09/2023Excellent service
- great custom service experienceread moreread less libin owen25/09/2023×libin owen25/09/2023great custom service experienceI have been working with Nick and John from H&C for a few years now. Their approach to financial advice is thorough and timely. The fact they are good blokes has been an added bonus.read moreread less Damien Winberg25/09/2023×Damien Winberg25/09/2023I have been working with Nick and John from H&C for a few years now. Their approach to financial advice is thorough and timely. The fact they are good blokes has been an added bonus.Great to work with the team at HC Financial Partners.read moreread less Chris Minas25/09/2023×Chris Minas25/09/2023Great to work with the team at HC Financial Partners.
- John helped enormously by explaining the process of transitioning from superannuation into a retirement plan. The best parts are the benefits once you have reached retirement age.read moreread less Ralph “Rafe”25/09/2023×Ralph “Rafe”25/09/2023John helped enormously by explaining the process of transitioning from superannuation into a retirement plan. The best parts are the benefits once you have reached retirement age.I have been dealing with John from H&C Financial Partners for 8 years, and it has been seamless. Nothing is ever too hard, and time is always taken to properly explain anything that is unclear.read moreread less Shannon Whelan25/09/2023×Shannon Whelan25/09/2023I have been dealing with John from H&C Financial Partners for 8 years, and it has been seamless. Nothing is ever too hard, and time is always taken to properly explain anything that is unclear.This place was highly recommended by our broker that had worked with them many times. From the first meeting with Nicolas we felt comfortable and safe to have him deal with our finances. The level of professionalism was fantastic and the work done exceeded our expectations. Always with a smile, explaining things thoroughly, we couldn’t be happier to have used such a great person to deal with our superannuation. Even as the process got a little complicated, Nicolas was always a phone call away easy to talk to and things got done immediately. After everything was done and paid, Nicolas still checks in and doesn’t stop working towards making sure we understand all that is in involved and any changes that may occur. An amazing experience. We couldn’t be happier. Highly recommend.read moreread less spiridoula manolis25/09/2023×spiridoula manolis25/09/2023This place was highly recommended by our broker that had worked with them many times. From the first meeting with Nicolas we felt comfortable and safe to have him deal with our finances. The level of professionalism was fantastic and the work done exceeded our expectations. Always with a smile, explaining things thoroughly, we couldn’t be happier to have used such a great person to deal with our superannuation. Even as the process got a little complicated, Nicolas was always a phone call away easy to talk to and things got done immediately. After everything was done and paid, Nicolas still checks in and doesn’t stop working towards making sure we understand all that is in involved and any changes that may occur. An amazing experience. We couldn’t be happier. Highly recommend.
- My husband and I went to HCFP for Superannuation and Insurance advice. John has been very helpful and explained to us everything that is easy to understand. We’re both reassured that we’re on the right track. We both highly recommend HCFP.read moreread less Marie Pelayo25/09/2023×Marie Pelayo25/09/2023My husband and I went to HCFP for Superannuation and Insurance advice. John has been very helpful and explained to us everything that is easy to understand. We’re both reassured that we’re on the right track. We both highly recommend HCFP.John and his team have always been there to help in our financial futureread moreread less stuart mccleish25/09/2023×stuart mccleish25/09/2023John and his team have always been there to help in our financial futureOutstanding work by Nicholas. Highly recommended.read moreread less john manolis25/09/2023×john manolis25/09/2023Outstanding work by Nicholas. Highly recommended.
- Very approachable, professional. Really know what they are doing . Highly recommendedread moreread less geoff Mckie25/09/2023×geoff Mckie25/09/2023Very approachable, professional. Really know what they are doing . Highly recommendedI am very happy with all the advice that I’ve recieved over the past few years and wouldn’t hesitate to recomend H & C Financialread moreread less Paul Loveday25/09/2023×Paul Loveday25/09/2023I am very happy with all the advice that I’ve recieved over the past few years and wouldn’t hesitate to recomend H & C FinancialJohn has been wonderfully helpful – A great communicator and so knowledgeable. Very much trusting the knowledge and experience.read moreread less Lucy Dalleywater25/09/2022×Lucy Dalleywater25/09/2022John has been wonderfully helpful – A great communicator and so knowledgeable. Very much trusting the knowledge and experience.
- Nicholas is fantastic to deal with. Very professional, knowledgeable and genuine. Nicholas and his team are always available to help. HCFP are a great financial planning practice to be a part of. Highly recommend.read moreread less Marianna Mavrias25/09/2022×Marianna Mavrias25/09/2022Nicholas is fantastic to deal with. Very professional, knowledgeable and genuine. Nicholas and his team are always available to help. HCFP are a great financial planning practice to be a part of. Highly recommend.John and the team have guided us financially with great knowledge, patience and expertise. They are always available to answer questions and are thorough with their work.read moreread less Stephen Dalleywater25/09/2022×Stephen Dalleywater25/09/2022John and the team have guided us financially with great knowledge, patience and expertise. They are always available to answer questions and are thorough with their work.Nicholas and his team do a great job, always. Very prompt to replies and always indepth with relevant advice on any investing matters. Always a pleasure doing business with you. Thank you!read moreread less Christopher Wilkins25/09/2022×Christopher Wilkins25/09/2022Nicholas and his team do a great job, always. Very prompt to replies and always indepth with relevant advice on any investing matters. Always a pleasure doing business with you. Thank you!
- Fantastic service, very detailed and thorough. John has gone above and beyond for our family to ensure we save thousands in our future!read moreread less Bree Mirabella25/09/2022×Bree Mirabella25/09/2022Fantastic service, very detailed and thorough. John has gone above and beyond for our family to ensure we save thousands in our future!Nick is a legend. Always available when I need. Always has smile and great advice. Thanks materead moreread less L Red25/09/2022×L Red25/09/2022Nick is a legend. Always available when I need. Always has smile and great advice. Thanks mateMy partner and I are working with Nick for around 2 years . We are happy with his service. He is recommended by us to whoever seeking financial advise service.read moreread less Zari Mesforoushan25/09/2022×Zari Mesforoushan25/09/2022My partner and I are working with Nick for around 2 years . We are happy with his service. He is recommended by us to whoever seeking financial advise service.
- Nick and the team at H&C go above and beyond to meet all client expectations. Great communication and a pleasure to deal with always. Looking forward to a continuing business relationship in the future. Thanks guysread moreread less George Lewer25/09/2022×George Lewer25/09/2022Nick and the team at H&C go above and beyond to meet all client expectations. Great communication and a pleasure to deal with always. Looking forward to a continuing business relationship in the future. Thanks guysI have used John as my financial adviser for a number of years now, and has given me solid guidance and helped me build my nest egg with confidence. He is very honest and reliable and worth listening to.read moreread less Steven Ward25/09/2022×Steven Ward25/09/2022I have used John as my financial adviser for a number of years now, and has given me solid guidance and helped me build my nest egg with confidence. He is very honest and reliable and worth listening to.Nic and his team worked fantastic, provided me professional financial advice on super and life insurance. Highly recommend. Thanks Nic!read moreread less Lama Rita 辣妈25/09/2022×Lama Rita 辣妈25/09/2022Nic and his team worked fantastic, provided me professional financial advice on super and life insurance. Highly recommend. Thanks Nic!
- John has been awesome to deal with. Very professional, knowledgeable reliable, honest and understanding. Thoroughly recommended!!read moreread less Mark McGeady25/09/2022×Mark McGeady25/09/2022John has been awesome to deal with. Very professional, knowledgeable reliable, honest and understanding. Thoroughly recommended!!I started using H & C Financial Partners for superannuation advice for me and my family. I am extremely pleased with the service John has provided and the returns I am now seeing. John explained everything in an easy to understand way that made sense and I am now confident with my superannuation growth. I strongly recommend John and his team for any financial advice.read moreread less Chris25/09/2022×Chris25/09/2022I started using H & C Financial Partners for superannuation advice for me and my family. I am extremely pleased with the service John has provided and the returns I am now seeing. John explained everything in an easy to understand way that made sense and I am now confident with my superannuation growth. I strongly recommend John and his team for any financial advice.John Hiolos is professional and astute. He listens well. His advice is effective and clear. He follows up possibilties tenaciously and assists hugeley with documentation. That’s a considerable help when dealing with Centrelink but also with financial strategy. He cares about people and is committed to his work for them. He enjoys helping folks find good outcomes. No, he did not ask me to say any of this.read moreread less Ken Brown25/09/2022×Ken Brown25/09/2022John Hiolos is professional and astute. He listens well. His advice is effective and clear. He follows up possibilties tenaciously and assists hugeley with documentation. That’s a considerable help when dealing with Centrelink but also with financial strategy. He cares about people and is committed to his work for them. He enjoys helping folks find good outcomes. No, he did not ask me to say any of this.
- Having worked with Nick, John & the team at H & C Financial Partners for several years, their knowledge and professionalism has never ceased to amaze me. The friendly team is responsive and highly ethical which is a true testament to their character. They really go the extra mile to ensure they deliver the best outcome for their clients whilst keeping them educated on every step of the way. Keep up the great work HCFP. Highly recommend!read moreread less Gurcan Dogan25/09/2022×Gurcan Dogan25/09/2022Having worked with Nick, John & the team at H & C Financial Partners for several years, their knowledge and professionalism has never ceased to amaze me. The friendly team is responsive and highly ethical which is a true testament to their character. They really go the extra mile to ensure they deliver the best outcome for their clients whilst keeping them educated on every step of the way. Keep up the great work HCFP. Highly recommend!Great Service and always helpful.read moreread less Omid Talebei25/09/2022×Omid Talebei25/09/2022Great Service and always helpful.John and Nick are excellent financial planners who provide knowledgeable advice and a caring attitude. They look after their clients as if you are family, I highly recommend.read moreread less stephen harland25/09/2021×stephen harland25/09/2021John and Nick are excellent financial planners who provide knowledgeable advice and a caring attitude. They look after their clients as if you are family, I highly recommend.
- I am a small business owner and Nick has gone above and beyond to ensure he’s advised me correctly. I was very nervous and overwhelmed meeting him for the first time however he made the whole process so comfortable for me. I’d highly recommend Nick and his team to anyone needing any financial advise. Thank you Nick for your professionalism and for being 100% transparent and honest.read moreread less Alishia Misevski25/09/2021×Alishia Misevski25/09/2021I am a small business owner and Nick has gone above and beyond to ensure he’s advised me correctly. I was very nervous and overwhelmed meeting him for the first time however he made the whole process so comfortable for me. I’d highly recommend Nick and his team to anyone needing any financial advise. Thank you Nick for your professionalism and for being 100% transparent and honest.John and the team at HCFP have been so helpful. So thorough with researching and preparing our personal insurances and superannuation proposals that will ultimately work so much better for us now! Valuable advice and professional service – John overall made things much simpler for us to get our head around – wish we had contacted them sooner!read moreread less darchikids25/09/2021×darchikids25/09/2021John and the team at HCFP have been so helpful. So thorough with researching and preparing our personal insurances and superannuation proposals that will ultimately work so much better for us now! Valuable advice and professional service – John overall made things much simpler for us to get our head around – wish we had contacted them sooner!Great experience with H&C Financial partners. Nick is extremely professional, knowledgeable and really cares about the best interests of his clients. Highly recommend.read moreread less Denise Mokadsi25/09/2021×Denise Mokadsi25/09/2021Great experience with H&C Financial partners. Nick is extremely professional, knowledgeable and really cares about the best interests of his clients. Highly recommend.
- Very reliable and conscience’s Financial planner would highly recomend.read moreread less Claudia Scuteri25/09/2021×Claudia Scuteri25/09/2021Very reliable and conscience’s Financial planner would highly recomend.My husband and I have had John Hiolos managing our financial affairs for some years now and couldn’t be happier. We have complete faith that he is ensuring our financial future. John is easy to talk to, explains things in language we understand and is always at the end of the phone if we have any questions. We are so happy, we have introduced our kids to John and he is now looking after them also. Thanks John and team, we are looking forward to a long future with you.read moreread less Robyn Dooley25/09/2021×Robyn Dooley25/09/2021My husband and I have had John Hiolos managing our financial affairs for some years now and couldn’t be happier. We have complete faith that he is ensuring our financial future. John is easy to talk to, explains things in language we understand and is always at the end of the phone if we have any questions. We are so happy, we have introduced our kids to John and he is now looking after them also. Thanks John and team, we are looking forward to a long future with you.The team at HCFP go above and beyond all expectations and provide a professional service that I will continue to use and refer to others! Special thanks to Nick it’s been a pleasure so far and I look forward to continuing to work together in the future!read moreread less Lachlan McDonald25/09/2021×Lachlan McDonald25/09/2021The team at HCFP go above and beyond all expectations and provide a professional service that I will continue to use and refer to others! Special thanks to Nick it’s been a pleasure so far and I look forward to continuing to work together in the future!
- Highly Professional and Knowledgeable. Nicholas Christou & John Hiolos are highly qualified -experts in Superannuation, Investment and Planning. They provide advice and insight for me and my business and personal investment strategies. I highly recommend H & C Financial partnersread moreread less Jerome Dixon25/09/2021×Jerome Dixon25/09/2021Highly Professional and Knowledgeable. Nicholas Christou & John Hiolos are highly qualified -experts in Superannuation, Investment and Planning. They provide advice and insight for me and my business and personal investment strategies. I highly recommend H & C Financial partnersI got my personal financial advise from Nicholas. He is really good at what he does. He asked me the right questions to set help me set my future financial goals.read moreread less darshin desai25/09/2021×darshin desai25/09/2021I got my personal financial advise from Nicholas. He is really good at what he does. He asked me the right questions to set help me set my future financial goals.I reached out to Nicholas after reading his great Google reviews and now I am writing one myself. Nicholas has been fantastic to deal with, for an armature like myself he was able to talk me through and then put in place investment plan for my future. Highly recommend reaching out to Nicholas if you have been thinking about investing your money but never had someone walk you through the process. Looking forward to an ongoing relationship with him.read moreread less Scott Moran25/09/2021×Scott Moran25/09/2021I reached out to Nicholas after reading his great Google reviews and now I am writing one myself. Nicholas has been fantastic to deal with, for an armature like myself he was able to talk me through and then put in place investment plan for my future. Highly recommend reaching out to Nicholas if you have been thinking about investing your money but never had someone walk you through the process. Looking forward to an ongoing relationship with him.
- My parents have been using H&C Financial Partners for several years and always raved about John and his team’s service. My sister and I have been using their services for the last couple of years. The whole team are amazing. They are very professional and only put forward options that work for you and your situation to reach your goals. John really listens to you and makes the most of what you can invest/save or changes your super to be the most beneficial for your future. I recommend them to everyone I know.read moreread less Cody Harris25/09/2021×Cody Harris25/09/2021My parents have been using H&C Financial Partners for several years and always raved about John and his team’s service. My sister and I have been using their services for the last couple of years. The whole team are amazing. They are very professional and only put forward options that work for you and your situation to reach your goals. John really listens to you and makes the most of what you can invest/save or changes your super to be the most beneficial for your future. I recommend them to everyone I know.If you’re looking for a reliable and trusted Financial Planner, John is the go-to person. He is able to simplify all the financial jargon into comprehensible and simple concept for a layman like me, which is what I like the most. Would highly recommend!read moreread less Ren Han Tay25/09/2021×Ren Han Tay25/09/2021If you’re looking for a reliable and trusted Financial Planner, John is the go-to person. He is able to simplify all the financial jargon into comprehensible and simple concept for a layman like me, which is what I like the most. Would highly recommend!John and Nich are professional yet friendly. Very knowledgeable on investments and Super. I highly recommend that you speak to them.read moreread less Guruh SD25/09/2021×Guruh SD25/09/2021John and Nich are professional yet friendly. Very knowledgeable on investments and Super. I highly recommend that you speak to them.
- Could not recommend any more highly! Having worked with John, Nick & the team at H & C Financial Partners for a number of years now, their knowledge and understanding of the financial advice landscape is second to none. The team is responsive and professional but most importantly friendly and always makes you feel welcome. Keep up the great work team!read moreread less Julian Moo25/09/2021×Julian Moo25/09/2021Could not recommend any more highly! Having worked with John, Nick & the team at H & C Financial Partners for a number of years now, their knowledge and understanding of the financial advice landscape is second to none. The team is responsive and professional but most importantly friendly and always makes you feel welcome. Keep up the great work team!John Hiolos from HCFP was really professional and thorough in his approach, appreciate John’s relaxed approach and clarity when sharing about all things finance, It’s tough subject and he makes it easy to understand. Thanks again for being so willing to chat. Highly recommend speaking to John Hiolos at HCFP.read moreread less Maximilien Beal25/09/2021×Maximilien Beal25/09/2021John Hiolos from HCFP was really professional and thorough in his approach, appreciate John’s relaxed approach and clarity when sharing about all things finance, It’s tough subject and he makes it easy to understand. Thanks again for being so willing to chat. Highly recommend speaking to John Hiolos at HCFP.I went to H & C Financial Partners for superannuation and insurance advice. I must say I was extremely pleased with the service John provided. He explained everything in a way that made sense to me and I now feel like I have the right personal cover for my needs. I would highly recommend them to anyone.read moreread less Karina Lilja25/09/2021×Karina Lilja25/09/2021I went to H & C Financial Partners for superannuation and insurance advice. I must say I was extremely pleased with the service John provided. He explained everything in a way that made sense to me and I now feel like I have the right personal cover for my needs. I would highly recommend them to anyone.
- Nick and the team at H & C Financial Partners were very professional and knowledgeable in areas I was unsure of. They provided clarity and guidance on how best to achieve my goals, including strategies on how I can have my money work harder for me. Highly recommend!read moreread less Secretary Flamingo 3 YO25/09/2021×Secretary Flamingo 3 YO25/09/2021Nick and the team at H & C Financial Partners were very professional and knowledgeable in areas I was unsure of. They provided clarity and guidance on how best to achieve my goals, including strategies on how I can have my money work harder for me. Highly recommend!I am very happy with the service I have received, thank you Johnread moreread less Fay Guirguis25/09/2021×Fay Guirguis25/09/2021I am very happy with the service I have received, thank you JohnThe team at H & C are friendly, easy to deal with and extremely helpful. Would highly recommend to anyone that is looking at reviewing their finances.read moreread less William Spoljaric25/09/2020×William Spoljaric25/09/2020The team at H & C are friendly, easy to deal with and extremely helpful. Would highly recommend to anyone that is looking at reviewing their finances.
- The team at H & C Financial Partners are simply fabulous! They have your best interest at heart, will a very personable approach. John and Gurcan have helped me better understand my investment plans and superannuation insurances. A very trust worthy, knowledgeable team – highly recommended! Thank you 🙂read moreread less Sarah Ringeri25/09/2020×Sarah Ringeri25/09/2020The team at H & C Financial Partners are simply fabulous! They have your best interest at heart, will a very personable approach. John and Gurcan have helped me better understand my investment plans and superannuation insurances. A very trust worthy, knowledgeable team – highly recommended! Thank you 🙂John has been helping us with our financial future planning from last 1 yr, he is absolutely fantastic to deal with. He is very professional, great communicator, super friendly and helpful. We highly appreciate the great service (well researched options to choose from and efforts to implement it) that he has provided us and we are immensely pleased. Please feel free to reference us as an enthusiastic supporters of John ( H&C Financial partners). Thank you once again, John!! Highly recommend!!read moreread less Abhishek Sharma25/09/2020×Abhishek Sharma25/09/2020John has been helping us with our financial future planning from last 1 yr, he is absolutely fantastic to deal with. He is very professional, great communicator, super friendly and helpful. We highly appreciate the great service (well researched options to choose from and efforts to implement it) that he has provided us and we are immensely pleased. Please feel free to reference us as an enthusiastic supporters of John ( H&C Financial partners). Thank you once again, John!! Highly recommend!!H & C Financial Partners provide thorough advice and options to pick from when it comes to investments.They are able to make the complex easy.read moreread less Angela Bellington25/09/2020×Angela Bellington25/09/2020H & C Financial Partners provide thorough advice and options to pick from when it comes to investments.They are able to make the complex easy.
- Nicholas, John and the team gave great advise and equally good service. I highly recommend using them for Financial Planning. You won’t regret it.read moreread less Ben Todisco25/09/2020×Ben Todisco25/09/2020Nicholas, John and the team gave great advise and equally good service. I highly recommend using them for Financial Planning. You won’t regret it.I recently engaged John Hiolos from H&C Financial Partners to review my Personal Insurances. I was absolutely delighted with the service. I found John to be extremely patient, professional and thorough in his approach and I am very happy with the outcome, which has not only saved me money on annual fees, it has provided a far superior level of protection. Most importantly, I have clarity on my premiums and confidence that I have the right solution in place. Highly recommended!read moreread less Colm MacGowan25/09/2020×Colm MacGowan25/09/2020I recently engaged John Hiolos from H&C Financial Partners to review my Personal Insurances. I was absolutely delighted with the service. I found John to be extremely patient, professional and thorough in his approach and I am very happy with the outcome, which has not only saved me money on annual fees, it has provided a far superior level of protection. Most importantly, I have clarity on my premiums and confidence that I have the right solution in place. Highly recommended!John is really understanding of what my superannuation goals are & is also very knowledgeable. Any questions I ask, John always answers for me in a way which I can understand. I can definitely recommend him as a Financial Planner.read moreread less Jane Burt25/09/2020×Jane Burt25/09/2020John is really understanding of what my superannuation goals are & is also very knowledgeable. Any questions I ask, John always answers for me in a way which I can understand. I can definitely recommend him as a Financial Planner.
- John and the team have helped set me up with a managed fund which continues to grow as well as providing me with ongoing financial advice.read moreread less Nicholas Adkins25/09/2020×Nicholas Adkins25/09/2020John and the team have helped set me up with a managed fund which continues to grow as well as providing me with ongoing financial advice.John has been looking after me for many years. He has provided invaluable advice on my finances and superannuation. I sleep well knowing that things are being taken care of by H & C’s professional services.read moreread less Patricia Boyer25/09/2020×Patricia Boyer25/09/2020John has been looking after me for many years. He has provided invaluable advice on my finances and superannuation. I sleep well knowing that things are being taken care of by H & C’s professional services.John and his team have been incredibly helpful in getting a detailed understanding of my insurance needs. Thanks again John! Very professional and helpful.read moreread less Siobhan (Neighbourhood Property Styling)25/09/2020×Siobhan (Neighbourhood Property Styling)25/09/2020John and his team have been incredibly helpful in getting a detailed understanding of my insurance needs. Thanks again John! Very professional and helpful.
- My husband and I are very happy with the service John has provided us over the years. He is a very honest and trustworthy financial planner who has always placed our best interests first and has saved us a lot of money. Thank you John for always providing a honest and warm service, always happy seeing you.read moreread less Angela Anagnostakos25/09/2020×Angela Anagnostakos25/09/2020My husband and I are very happy with the service John has provided us over the years. He is a very honest and trustworthy financial planner who has always placed our best interests first and has saved us a lot of money. Thank you John for always providing a honest and warm service, always happy seeing you.Dealing with Nicholas Christou has been fantastic he gave me some great sound financial advice for my needs, and I would highly recommend himread moreread less paul hesse25/09/2020×paul hesse25/09/2020Dealing with Nicholas Christou has been fantastic he gave me some great sound financial advice for my needs, and I would highly recommend himThe team at H & C Financials Partners were very professional, honest and easy to deal with. I’ve enjoyed working with them and would highly recommend them.read moreread less James Bomford25/09/2020×James Bomford25/09/2020The team at H & C Financials Partners were very professional, honest and easy to deal with. I’ve enjoyed working with them and would highly recommend them.
- Great firm that clearly cares about their clients and provides excellent advice!read moreread less Justin Porch25/09/2019×Justin Porch25/09/2019Great firm that clearly cares about their clients and provides excellent advice!Engaging H&C Financial Partners over the last 4 years for my family’s financial planning has been very successful and valuable in shaping the financial future we want. John’s communication and partnering style is greatly admired in the way he explains the current situation, the options backed by research, the solutions and risks – all easy to understand and this has enabled me to make the right decisions.read moreread less Chris Curtis25/09/2019×Chris Curtis25/09/2019Engaging H&C Financial Partners over the last 4 years for my family’s financial planning has been very successful and valuable in shaping the financial future we want. John’s communication and partnering style is greatly admired in the way he explains the current situation, the options backed by research, the solutions and risks – all easy to understand and this has enabled me to make the right decisions.I Worked with Nick from H&C Financial Partners. He was extremely helpful, professional and honest about everything we discussed. I’ve never really put much thought into my financial future and now, moving forward i have a clear plan and direction to follow, and i always know i can give Nick or his team if i need some advice or have any queries. Thanks very much Nick and the team, this has made everything clearer and has given me piece of mind that my future financial position is being looked after. Thanks againread moreread less Adrian Alatsas25/09/2019×Adrian Alatsas25/09/2019I Worked with Nick from H&C Financial Partners. He was extremely helpful, professional and honest about everything we discussed. I’ve never really put much thought into my financial future and now, moving forward i have a clear plan and direction to follow, and i always know i can give Nick or his team if i need some advice or have any queries. Thanks very much Nick and the team, this has made everything clearer and has given me piece of mind that my future financial position is being looked after. Thanks again
- Very professional and knowledgeable advisors. Always keeping clients’ best interests at heart. Very impressed with what I see!read moreread less Katerina Peiros25/09/2019×Katerina Peiros25/09/2019Very professional and knowledgeable advisors. Always keeping clients’ best interests at heart. Very impressed with what I see!Nicholas Christou was extremely professional in his approach. He helped my wife and I create a budget to help wipe out our debts. I highly recommend Nicholas for anyone who is overwhelmed with debt and is considering planning for the future with finances and for super!!read moreread less Tim Arvanitis25/09/2019×Tim Arvanitis25/09/2019Nicholas Christou was extremely professional in his approach. He helped my wife and I create a budget to help wipe out our debts. I highly recommend Nicholas for anyone who is overwhelmed with debt and is considering planning for the future with finances and for super!!Best in the business financial planners, very trust worthy and professional. Always helping to reach our goals and better our financial future. Highly recommend!read moreread less Sajth Fernando25/09/2019×Sajth Fernando25/09/2019Best in the business financial planners, very trust worthy and professional. Always helping to reach our goals and better our financial future. Highly recommend!
- Thanks for coming and seeing Sarah and myself at the office John! I’m impressed with how thorough you were and the advice you were able to give on our plans for property over the next 5 years. Also nice knowing we’re protected along the way too.read moreread less Luke Jacobson25/09/2019×Luke Jacobson25/09/2019Thanks for coming and seeing Sarah and myself at the office John! I’m impressed with how thorough you were and the advice you were able to give on our plans for property over the next 5 years. Also nice knowing we’re protected along the way too.Dealing with John from H & C Financial Partners was a breath of fresh air, the advice he provided in relation to consolidating and managing my super funds was very informative and easy to understand. As I just launched a business when initially speaking with John, the budgeting report he provided was extremely helpful which assured that I was held more accountable to my current expenses and savings plan. Since then I have referred a number of family, friends & clients to John who all concur with my above testimonial. I will continue to refer my contacts to John as the advice and service he provides is exceptionalread moreread less Chris P25/09/2018×Chris P25/09/2018Dealing with John from H & C Financial Partners was a breath of fresh air, the advice he provided in relation to consolidating and managing my super funds was very informative and easy to understand. As I just launched a business when initially speaking with John, the budgeting report he provided was extremely helpful which assured that I was held more accountable to my current expenses and savings plan. Since then I have referred a number of family, friends & clients to John who all concur with my above testimonial. I will continue to refer my contacts to John as the advice and service he provides is exceptionalNicholas and John are the epitome of the modern, ethical and responsible financial planner. Worth every penny. Got our insurances and superannuation back on track after a long period of neglect. Don’t know where I’d be without their help.read moreread less Antonius “Tony VDK” van de Kerkhof25/09/2018×Antonius “Tony VDK” van de Kerkhof25/09/2018Nicholas and John are the epitome of the modern, ethical and responsible financial planner. Worth every penny. Got our insurances and superannuation back on track after a long period of neglect. Don’t know where I’d be without their help.