by HCFP | Mar 12, 2019 | Insurance
hat impact do factors like your weight, age and smoking status have on your ability to buy life insurance? Life insurers take into account a number of different factors when assessing insurance applications, but asking your insurer about the impact these factors...
by HCFP | Nov 13, 2018 | Insurance
Life insurance is usually not something people think about until they begin to accumulate assets, debts and dependants. And there can be a fair amount of information to sift through, including some little known and commonly misunderstood facts. But you shouldn’t leave...
by HCFP | Dec 19, 2017 | Insurance
Am I better off buying insurance through my super? When it comes to arranging insurance it’s important to decide what types of insurance are available to you and what you’ll need for your particular life circumstances. From here you’ll need to consider whether you...
by HCFP | Feb 2, 2017 | Insurance
What exactly is income protection insurance and do I need it? Have you ever wondered how you and your family would cope if you had an injury or illness and couldn’t work for several months… or even years? For some people, income protection insurance might be the...
by HCFP | Feb 2, 2017 | Insurance
If your policy lapses, you may face more challenges than being unable to claim when you need to. If you let your insurance lapse, you may be in for a surprise down the track. Because letting your cover lapse can mean more than no longer having your cover in place. You...
by HCFP | Sep 29, 2016 | Insurance
Find out how to protect yourself and what’s most important to you, beyond having private health cover. Around half of Australia’s population has some form of private health cover, with 47% insured for hospital and 55% for general treatment. This type of...
