by HCFP | Feb 2, 2017 | Cash Flow Management and Budgeting
If you’re thinking of expanding your family, be sure to keep on top of things financially. Having a family usually comes not just with extra expenses but also a drop in income as one or both of you take time off work. Raising children and growing your family can be...
by HCFP | Dec 21, 2016 | Cash Flow Management and Budgeting
Four ways to improve how you budget and save Budgeting guidelines Be realistic—Living to a budget is not a ‘crash diet,’ it’s a healthy balance where you shouldn’t deprive yourself or over-indulge in spending. Spend less than you earn—Live within your means and put...
by HCFP | Sep 29, 2016 | Cash Flow Management and Budgeting
Increasing your income is not the only way to improve your financial situation. Ever thought winning the lottery would fix all of your money worries? Perhaps, but there’s plenty of evidence to show that a sudden windfall can sometimes create more problems than it...
by HCFP | Sep 29, 2016 | Cash Flow Management and Budgeting
When you’re faced with unexpected expenses, having emergency cash set aside can make all the difference. Could a relatively minor event—such as an unexpected filling, visit to the vet, broken phone, faulty home appliance or busted car tyre—leave you financially...
by HCFP | Jun 23, 2016 | Cash Flow Management and Budgeting
Time passes by so quickly that sometimes before we can cross the first item off our to-do list we’ve already added another. Here are some easy steps you can take to help simplify your life. If managing life’s everyday complexities only seem achievable when...
by HCFP | Nov 13, 2015 | Cash Flow Management and Budgeting
Are you or someone you know planning on starting a family soon? Here’s five tips to help get the finances order to be baby ready. Becoming a parent can be an exciting journey. It can also be an expensive one. We’ve put together some tips for thinking ahead and...
