by HCFP | Mar 12, 2019 | Superannuation
Choosing the right super investment options at the right time could make a difference to how much money you have when you retire. When it comes to your superannuation, the investment options you choose today and in future may impact how much money you retire with. If...
by HCFP | Mar 12, 2019 | Financial Planning
We check out the three largest contributors to household spending in Australia and where people would source additional cash if living expenses rose. If you worked a full-time job in Australia in 1975, the average amount you would’ve earned a year was about $7,600,...
by HCFP | Mar 12, 2019 | Uncategorised
Many younger Australians are joining the Financial Independence, Retire Early (FIRE) movement. Is it right for you? When you’re starting out in the workforce and building your career, retirement can seem like a long way away. And with the age at which you can access...
by HCFP | Mar 12, 2019 | Insurance
hat impact do factors like your weight, age and smoking status have on your ability to buy life insurance? Life insurers take into account a number of different factors when assessing insurance applications, but asking your insurer about the impact these factors...
by HCFP | Mar 12, 2019 | Debt Management
Here are some tips to start paying off your debt $45 billion. That’s how much Australians owe on their credit cards.i Now, perhaps that’s no drama if we’re not paying too much to access credit and we’re managing to avoid interest charges by paying back what we owe on...