by HCFP | Oct 29, 2014 | Insurance
With Halloween just around the corner, children’s thoughts turn to candy and costumes. Their parents and grandparents should be focusing on more macabre matters — like the life insurance policies they bought (or are thinking of buying) to secure the financial future...
by HCFP | Oct 22, 2014 | Retirement Planning
With all the talk of potential changes to superannuation, along with increasing personal tax rates and government levies, it seems harder than ever to get ahead. However, there still remains a key strategy anyone over 55 must consider. Transition to retirement (TTR)...
by HCFP | Oct 20, 2014 | Superannuation
YOUR superannuation is one of the most important investments you’ll ever make and you’re never too young – or old – to put a strategy in place. More than a quarter of all Australians don’t think they will have enough money for retirement, according to new figures from...
by HCFP | Oct 20, 2014 | Savings
Buying your first home is an exciting but stressful experience. You can take the stress out of the equation by learning from the mistakes others made and avoiding them. Whether it’s a new apartment or an old one – or even a house in the outer suburbs – finding an...
by HCFP | Oct 20, 2014 | Retirement Planning
If you think retirement is going to be all gardening and cups of tea, think again. New research from Mercer has found that our expectations for those golden years are very different from reality, with many Australians having little control over when, why and how...